Other Insurance Products
Arthur J. Gallagher, the international insurance provider, offers optional insurance coverage in addition to the mandatory international insurance. These insurance products must be purchased directly through the provider. Benefits plans and costs are not negotiated or provided through the university and decisions to purchase are at the discretion of the traveler. The university does not endorse any particular company for insurance and we encourage travelers to read all policies carefully.
Note: As a reminder, international insurance does not cover travel outside of the established program dates and we strongly encourage all travelers to be insured for the duration of their travel.
Leisure Travel Insurance
This policy provides coverage in certain areas that your standard U.S. insurance plan may not while traveling abroad. This includes, but is not limited to, coverage for:
- Trip cancellation, interruption, or delay;
- Emergency medical expenses or evacuation;
- Lost luggage, and more.
Personal Property Insurance
This policy covers losses that a homeowner's policy may not. This includes, but is not limited to, coverage for damage to:
- Computers, cell phones, or other electronic devices;
- Books or clothes, and
- Covered damages resulting from theft, water, earthquake, vandalism or accidental damage.
Plan highlights include:
- Low deductibles;
- Worldwide coverage;
- Full 12-month policy period, and more.
University Property Insurance
University property is automatically insured, but with a $500,000 deductible. This insurance should not be relied upon for traveling computers due to the high deductible.
The university offers a Computer Insurance Plan that can cover computers and other electronic equipment. This coverage is not automatic. Colleges, departments or units must contact Risk Management if they want to participate in this plan.