Some education abroad programs may require that students have their program-specific insurance, plus national health insurance. By University policy, students must also purchase the University-approved International Insurance. There is no exception to opt out of the University-approved International Insurance. The University recognizes the financial implication of having multiple coverages, but each organization has identified their own insurance requirements that must be upheld. Additionally, for us to assist travelers, we must know the policy coverages, exclusions, and how to access the insurance. We do not have that information for partner program insurance. If multiple insurance policies are required, these costs should be reflected in your program budget.