Policy requires enrollment in university-approved international insurance for all students, program leaders, and some faculty and staff participating in university-related travel. International Safety and Security oversees the insurance enrollment process for the university. Please consult with the Policy on Health and Safety in Study Abroad for more information.

Insurance ID Card & Policy Brochure

A copy of the insurance ID card and policy brochure can be found in multiple locations:

Insurance Fee

The Safety and Security Admin Fee covers enrollment in international insurance, as well as the services provided through International Safety and Security, including 24/7 response team in the event of overseas emergencies, pre-departure training and orientation, international travel registry, and other services.

Fees are determined by the number of days spent abroad, also referred to as travel or program dates. Students should verify that their travel or program dates are the same as the insurance coverage dates, as listed in the Verification Letter you receive in the email from the international insurance provider.

Personal travel before, or after, your program is not eligible for coverage by international insurance. Please refer to the Leisure Travel Insurance section of the Other Insurance Products page for other insurance options.

Length of program or trip Fee (in U.S. Dollars)
Up to 2 weeks (1-16 days) $75
Month (17-45 days) $90
Short term (46-75 days) $140
Semester (76-195 days) $200
Academic year (196-315 days) $365
Calendar year (316-365 days) $420

Register for Insurance

Benefits List

A detailed description of benefits can be found on pages 6-11 of the Policy Brochure. Benefits available under the international insurance policy are as follows:

Total maximum per covered accident or sickness $500,000
Maximum for pre-existing conditions $10,000
Deductible $0 per covered accident or sickness
Co-insurance rate 100% of the usual and customary charges
Incurral period: 30 days after the date of covered accident or sickness
Maximum Period of Coverage 365 days
Dental treatment: injury only Treated as any other injury
Dental treatment: alleviation of pain $250 per tooth, $500 max
Emergency medical treatment of pregnancy Treated as any other medical condition
Room & board charges Average rate of a semi-private room
ICU room & board charges Two (2) times the average rate of a semi-private room
Chiropractic care $50 per visit, $500 max
Mental and nervous disorders:
1. Inpatient
2. Outpatient

$20,000 (40-day maximum)
$10,000 (40-visit maximum)
Newborn nursery care $500
Prescription drugs:
1. Inpatient co-insurance
2. Outpatient co-insurance

100% of covered expenses
100% of covered expenses
Therapeutic termination of pregnancy $500
Emergency medical benefit Up to $10,000
Trip cancellation $1,000 per traveler (limitations apply)
Emergency medical evacuation benefit 100% of the covered expenses
Repatriation of remains benefit 100% of the covered expenses
Emergency reunion benefit
1. Benefit maximum
2. Daily benefit maximum
3. Maximum number of days

10 days
Home country emergency benefit
1. Benefit maximum
2. Deductible
3. Maximum benefit period

30 days
Deductible per trip $50
Personal property
1. Benefit maximum per trip
2. Benefit maximum per item or set of items

Financial instrument
1. Benefit maximum per trip
2. Benefit maximum for cash

Benefit maximum $100,000
Aggregate limit per occurrence $1,000,000
Principle sum:
1. Class 1
2. Spouse of class 1
3. Children of class 1


The university’s international insurance policy covers the cost of medical care to treat COVID-19. The university is adding a quarantine benefit to the international insurance policy. This is a new feature and important details are still being resolved. However, some details are available under the first FAQ of the Insurance FAQs page.

Quarantine Benefit* $2,000 per traveler, per trip

* Important note: The quarantine benefit will NOT apply to mandatory quarantine upon arrival as a precaution required by the host government. This is a known cost and should be planned for accordingly.