Coverage

Policy requires enrollment in University-approved International Insurance for all students, program leaders, and some faculty and staff participating in University-related travel. International Safety and Security oversees the insurance enrollment process for the University. Please consult with the Policy on Health and Safety in Study Abroad for more information.

Insurance ID Card & Policy Brochure

A copy of the Insurance ID Card and Policy Brochure can be found in multiple locations:

Insurance Fee

The International Insurance and Safety Fee covers enrollment in International Insurance, as well as the services provided through International Safety and Security, including 24/7 response team in the event of overseas emergencies, pre-departure training and orientation, international travel registry, and other services.

Fees are determined by the number of days spent abroad, also referred to as travel or program dates. Students should verify that their travel or program dates are the same as the insurance coverage dates, as listed in the Verification Letter you receive in the e-mail from the International Insurance provider.

Personal travel before, or after, your program is not eligible for coverage by International Insurance. Please refer to the Leisure Travel Insurance section of the Other Insurance Products page for other insurance options.

Length of Program or Trip Fee (in U.S. Dollars)
Up to 2 Weeks (1-16 days) $75
Month (17-45 days) $90
Short Term (46-75 days) $140
Semester (76-195 days) $200
Academic Year (196-315 days) $365
Calendar Year (316-365 days) $420

Register for Insurance

Benefits List

A detailed description of benefits can be found on pages 6-11 of the Policy Brochure. Benefits available under the International Insurance policy are as follows:

Total Maximum per Covered Accident or Sickness $500,000
Maximum for Pre-existing Conditions $10,000
Deductible $0 per Covered Accident or Sickness
Co-insurance Rate 100% of the Usual and Customary Charges
Incurral Period: 30 days after the date of Covered Accident or Sickness
Maximum Period of Coverage 365 days
Dental Treatment: Injury Only Treated as any other Injury
Dental Treatment: Alleviation of Pain $250 per tooth, $500 max
Emergency Medical Treatment of Pregnancy Treated as any other medical condition
Room & Board Charges Average rate of a semi-private room
ICU Room & Board Charges Two (2) times the average rate of a semi-private room
Chiropractic Care $50 per visit, $500 max
Mental and Nervous Disorders:
1. Inpatient
2. Outpatient

$20,000 (30-day maximum)
$10,000 (10-day maximum)
Newborn Nursery Care $500
Prescription Drugs:
1. Inpatient Co-insurance
2. Outpatient Co-insurance

100% of Covered Expenses
100% of Covered Expenses
Therapeutic Termination of Pregnancy $500
Emergency Medical Benefit Up to $10,000
Emergency Medical Evacuation Benefit 100% of the Covered Expenses
Repatriation of Remains Benefit 100% of the Covered Expenses
Emergency Reunion Benefit
1. Benefit Maximum
2. Daily Benefit Maximum
3. Maximum Number of Days

$5,000
$250
10 days
Home Country Emergency Benefit
1. Benefit Maximum
2. Deductible
3. Maximum Benefit Period

$5,000
$0
30 days
Deductible per Trip $50
Personal Property
1. Benefit Maximum per Trip
2. Benefit Maximum per Item or Set of Items

$250
$100
Financial Instrument
1. Benefit Maximum per Trip
2. Benefit Maximum for Cash

$250
$100
Benefit Maximum $100,000
Aggregate Limit per Occurrence $1,000,000
Principle Sum:
1. Class 1
2. Spouse of Class 1
3. Children of Class 1

$20,000
$20,000
$20,000